Dr. Philip Zhou Stock Investing

  This article is written for friends and family new to investing. All of whom have sadly told me they have been losing money. I wondered how this is possible in the greatest bull market in stock market history, and then I realize they don’t have access to good information. I hope this article will change that. Here I teach you how to get started in stock investing, based on how I got started myself in 2017. It’s called index fund investing, and can be done in a regular taxable account, a 529, a 401k, or a Roth IRA. The way I do stocks, there’s zero taxes in a regular taxable account and you have more advanced options to make money faster. In the long run, a regular taxable account is the best for all situations where you never sell the stock (and therefore avoid taxes entirely). The end game will be based on borrowing money against the stocks you own, so instead of paying taxes, you get tax deductions on any interest that you pay (reverse taxes). After a certain point you’ll never...

This is a follow up to my newbie's guide . It is based on what I've learned in the past 5 years and how I invest today. I started investing in April 2017. At first, I did not know what I was doing, but once I started to learn the ins and outs of picking stocks of solid companies, I started to outperform the S&P 500 by 2018. Since then, I more than doubled S&P 500 total returns. This chart shows my performance without any margin. Once I started using margin in 2021, my results further improved (like over 100% annually). Some smart use of options strategies bring additional returns.   1. Company must have wide moat This could be any sort of competitive advantage, such as a good brand name (like Apple), or having technology that is better than competitors (like Apple). It could also be network effects (like Facebook, Amazon). 2. Must be undervalued, taking into account current valuation and future growth. Low PEG ratio (1.0 is good), good forward P/E ratio. PEG = PE...

Hi, my name is Dr. Phil Zhou (Philip Zhou, D.O.) and I am a physician and investor from California. I have lived in Los Angeles, San Diego, Bay Area, and Sacramento. I have also spent years in China. My background is in human medicine and pharmaceutical chemistry (Pfizer research grant). I am a Lakers fan. Why an investing blog? Stock investing is extremely fun! I am obsessed and do my homework more than anyone. When I was 12 years old, I started watching AMD stock. Every year I get better percentage returns than Wall Street by a massive percentage. I also took many classes on math and economics in college which helps in analyzing investing. This way, I can advocate for investment methods based on solid math rather than parroting traditional investment methods. I have tested these methods through multiple stock market crashes and backtested them using historical stock market data. Here I will post my analysis of Medical and Biotech stocks, and using Hedgefundie Leveraged ETF method (...